💡 Summary #
Factor & Fund provides fast, flexible financing to small and mid-sized B2B companies across multiple industries.
If you invoice other businesses and wait weeks to get paid, we can help you turn those receivables into working capital.
⚙️ Core Industries We Fund #
🚛 Trucking & Transportation #
- Freight carriers, owner-operators, and logistics firms
- Freight bills paid by brokers, shippers, or 3PLs
- Ideal for companies tired of waiting 30–60 days for broker payments
Common uses: fuel, maintenance, payroll, insurance
🏭 Manufacturing #
- Suppliers, fabricators, and assembly companies
- Waiting on large customers or distributors to pay
- Use factoring to buy raw materials or cover payroll while orders are in progress
Common uses: raw materials, supplier payments, production runs
🧰 Wholesale & Distribution #
- Product distributors and import/export companies
- Cash tied up in inventory or unpaid invoices from retailers
Common uses: supplier restocking, freight costs, expansion
🧑🤝🧑 Staffing & Recruiting #
- Temporary and contract staffing agencies billing clients weekly or monthly
- Factoring smooths cash flow between pay cycles
Common uses: payroll, benefits, growth hiring
🛒 E-Commerce & Amazon Sellers #
- Vendors supplying to Amazon, Walmart, or other marketplaces
- Long payout cycles after delivery
Common uses: inventory purchases, packaging, marketing
🏥 Rehab & Insurance-Linked Services #
- Businesses invoicing insurance companies or third-party administrators
- Must have verified, completed claims
Common uses: covering payroll, expansion, vendor payments
🧩 Other Eligible Sectors #
- Professional services (marketing, tech, B2B consulting)
- Janitorial, facility, and maintenance service companies
- Distributors and resellers under contract
- Start-Ups with growth potential
❓ FAQ #
Do you work with startups?
Yes, if you have active B2B invoices and reliable buyers.
Do you fund construction invoices?
No. We avoid construction and medical billing due to high dispute risk.
Can I apply if I have multiple buyers?
Yes. You can factor invoices from multiple approved buyers.
