Your cash flow matters, and that’s exactly what we’re here for

At Factor & Fund, we are your trusted partner for all your factoring and funding needs. Whether you’re looking to boost cash flow, cover short-term expenses, or finance unpaid invoices, our mission is to make invoice factoring simple, accessible, and tailored specifically to your business. We provide flexible financing options that ensure your business keeps moving forward, no matter the challenges you face.

Unlock Your Cash Flow Today! Apply Today

Get fast, flexible funding through invoice factoring—designed by entrepreneurs who understand your needs. No waiting, no hassle. Just the capital you need, exactly when you need it.

Don’t wait—fuel your business growth now!

All your factoring needs in a single platform.

At Factor & Fund, we provide a seamless, single-point solution for your business’s cash flow needs. Whether you’re looking for quick financing on outstanding invoices or need support managing your accounts receivable, our platform is designed to help businesses thrive.

Invoice Factoring

Flexible and fast, we help you turn unpaid invoices into immediate cash. With rates ranging from 2.25% to 7% per invoice, we ensure your business has the cash flow it needs without waiting for customers to pay. Financing is available for invoices due in 30 to 90 days, giving you the flexibility to cover short-term expenses and maintain healthy cash flow.

Cash Flow Solutions

Our tailored cash flow management services ensure your business remains liquid and ready for growth. We provide quick access to capital with transparent rates and terms specifically designed to fit your unique business needs, keeping you on track to meet your goals.

Accounts Receivable Financing

Maximize your working capital by leveraging your accounts receivable. We finance up to 90 days, so you can keep your business running smoothly without the stress of waiting for customer payments. Let us help you unlock the capital tied up in your receivables, ensuring continuous growth and operational stability.

Eligiblity Criteria

Check Your Factoring eligiblity.

History

Revenue

Creditworthiness

Invoice History

01
We review your outstanding invoices to determine eligibility. Unlike traditional lenders, your customers’ payment reliability is more important to us than your credit score. We focus on the strength of your receivables.

Business Revenue

02
We evaluate your business’s cash flow and revenue to ensure a smooth factoring process. Whether you’re a growing small business or an established enterprise, we finance invoices of all sizes, providing the liquidity you need, exactly when you need it.

Customer Creditworthiness

03
We assess the creditworthiness of your customers to help you unlock capital based on their ability to pay. The stronger their credit, the quicker you’ll get access to cash.

Factoring rate and fees.

At Factor & Fund, our factoring rates are straightforward, designed to provide you with flexible financing while keeping your cash flow moving smoothly. We finance invoices for 30 to 90 days, with rates ranging from 2.25% to 7% per invoice, depending on the risk level and duration of the invoice.