Factor & Fund Privacy Policy
Effective Date: 09/04/2024
At Factor & Fund (“FF”, “F&F”, “we”, “our”, “us”), your privacy is a top priority. This Privacy Policy explains how we collect, use, and protect your information when you use our website and services, including our factoring and financial solutions. By using our website or services, you agree to the terms outlined in this Privacy Policy.
1. Information We Collect
We collect various types of information to provide and improve our services:
A. Information You Provide Directly:
- Personal Information: When you use our services, apply for factoring, or fill out forms on our website, we may collect personal information such as your name, company name, email address, phone number, and financial details.
- Transactional Information: Details regarding your invoices, business transactions, and financial activities may be collected to offer you appropriate financing solutions.
B. Information We Collect Automatically:
- Usage Data: We may collect data on how you interact with our website, including IP addresses, browser types, device information, and pages viewed.
- Cookies and Tracking Technologies: We use cookies, web beacons, and other tracking technologies to improve the user experience and analyze website traffic. You can manage cookie preferences through your browser settings.
2. How We Use Your Information
We use the information collected for various business purposes, including:
- Providing Services: To process your applications for factoring, provide financial services, and manage your account.
- Improving Our Services: To enhance our website functionality and tailor services to your needs.
- Communication: To contact you about your account, notify you of service updates, or send marketing and promotional materials, unless you opt-out.
- Legal Compliance: To comply with applicable laws, regulations, and contractual obligations.
3. Information Sharing and Disclosure
Factor & Fund does not sell your personal information. However, we may share your information in the following circumstances:
- With Service Providers: We may share your information with third-party service providers that help us with our business operations, such as payment processing, data storage, or customer support.
- With Financial Institutions: To provide factoring services, we may share your information with banks or other financial partners to facilitate transactions.
- Legal Requirements: We may disclose your information when required by law, in response to legal processes, or to protect our rights, property, and the safety of others.
- Business Transfers: In the event of a merger, acquisition, or sale of company assets, your information may be transferred to a new owner.
4. Data Security
We take your data security seriously and implement a variety of security measures to protect your personal information. These measures include encryption, secure servers, and limited access to authorized personnel only. However, no online transmission of data can be guaranteed to be 100% secure, and we encourage you to take appropriate steps to protect your information.
5. Your Data Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access and Correction: You can request access to your personal information and ask us to correct or update any inaccuracies.
- Data Deletion: You may request that we delete your personal information, subject to legal obligations requiring us to retain certain data.
- Opt-Out: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions included in the communications or by contacting us directly.
To exercise any of these rights, please contact us at [insert contact details].
6. Cookies and Tracking Technologies
Factor & Fund uses cookies and other tracking technologies to enhance user experience, monitor website performance, and analyze traffic patterns. You can control your cookie preferences through your browser settings, though disabling cookies may impact the functionality of certain parts of our website.
7. Third-Party Links
Our website may contain links to third-party websites or services. Please note that we are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any site you visit.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.