💡 Summary #
Factor & Fund protects your sensitive business information through encrypted uploads and verified submission channels.
You can securely send all required documents online in minutes — no printing, no faxing, and no third-party apps.
⚙️ Step-by-Step: Secure Upload Process #
1. Use the Official Application Portal #
Go to factorandfund.com/apply
You’ll find an upload section for:
- W9, Articles of Incorporation, and EIN confirmation
- Bank statements (last 3 months)
- Invoices and Accounts Receivable report
- Buyer (debtor) information
🟦 Tip: Only upload through this official page or a direct link from your Factor & Fund representative.
2. File Requirements #
| Requirement | Details |
|---|---|
| Accepted formats | PDF, JPG, or PNG |
| File size limit | Up to 10MB per file |
| Preferred naming | CompanyName_DocumentType_Date (e.g., BankStatements_Jan2025.pdf) |
Avoid zipping multiple documents – upload each file separately for faster review.
3. Email Option (If Portal Unavailable) #
If you’ve already started the application with a rep, you can email documents to your assigned account manager at:
📧 ff@factorandfund.com
Important:
- Only use your business email domain (no Gmail/Yahoo).
- Always include your company name in the email subject line.
- Never send sensitive documents to unverified addresses or outside parties.
4. E-Sign Documents #
After approval, you’ll receive all agreements through eSign or a similar encrypted e-sign platform.
These include:
- Factoring & Security Agreement
- Notification of Assignment (NOA)
- Continuing Guaranty (if applicable)
Each signature request comes directly from Factor & Fund and can be verified by domain.
5. Data Protection & Privacy #
- All uploads are encrypted (SSL/TLS 256-bit).
- Files are stored on secure servers with limited access.
- Documents are deleted automatically after processing, except those required for compliance.
Factor & Fund complies with California DFPI and federal data protection standards.
✅ Best Practices #
- Double-check file names before uploading.
- Avoid sending files through SMS, social media, or unverified links.
- Save digital copies for your records.
- Contact support if you receive any suspicious upload requests.
❓ FAQ #
Can I use my phone to upload documents?
Yes. The portal is mobile-friendly — you can upload directly from your phone’s file browser or camera.
How do I know my upload was received?
You’ll see a confirmation message or receive an acknowledgment email from Factor & Fund.
What if my file is too large?
Compress the PDF or send via your secure client link. Avoid using file-sharing apps like Google Drive or Dropbox unless provided by Factor & Fund.
