Turn unpaid invoices into same-day cash. Factor & Fund helps Santa Monica businesses close cash flow gaps by advancing up to 95% of your outstanding receivables — with zero loans, zero dilution, and full control.
What Is Invoice Factoring?
Invoice factoring is a fast and flexible financing tool where you sell your invoices for upfront cash. Instead of waiting 30–90 days to get paid by your customers, you receive most of the money in advance.
Factor & Fund provides same-day or next-day funding to qualified Santa Monica businesses — empowering you to keep operations running smoothly and scale without delays.
Why Santa Monica Businesses Use Invoice Factoring
Santa Monica companies thrive in high-demand industries like media, tech, creative services, and wholesale. But with long client payment terms, many face cash flow gaps that slow down growth.
Invoice factoring helps by:
- Replacing slow receivables with immediate working capital
- Paying vendors and payroll without borrowing
- Avoiding equity dilution or high-interest loans
- Supporting high-growth companies with large invoices or POs
Industries We Fund in Santa Monica
Factor & Fund works with local businesses across a wide variety of industries:
💻 Tech & Startup Vendors
- SaaS service providers, hardware suppliers, B2B product sellers
- Especially useful for companies selling to Amazon, Apple, or enterprise clients
🎬 Creative Agencies & Media Firms
- Digital studios, production houses, and content agencies
- Smooth billing gaps when operating on Net-30 to Net-90 cycles
🏬 Wholesale & Distribution
- Consumer products, lifestyle brands, health and wellness goods
- Get capital tied up in orders and grow inventory cycles
🍷 Food, Beverage & Wellness
- Natural brands, alcohol distributors, and direct-to-retail companies
- Helps bridge the gap between delivery and long-term accounts payable
👕 Apparel & Fashion
- Clothing manufacturers and boutique apparel suppliers
- Fund your purchase orders without waiting on retailer payments
👥 Staffing Agencies
- Security, hospitality, and creative staffing firms
- Fund payroll before your corporate clients pay
Why Factor & Fund? (Built for California Businesses)
- ✅ Same-day approvals, California-based team
- ✅ Up to 95% cash advance on unpaid invoices
- ✅ No loans, no equity, no long-term contracts
- ✅ Friendly, white-glove service — real humans, not bots
We’ve helped businesses up and down the coast. Now it’s your turn.
Ready to Get Paid Faster?
It takes 2 minutes to apply. No fees to verify, no obligations.
📧 Email: ff@FactorAndFund.com
📞 Call: (888) 884-4823
FAQ: Invoice Factoring in Santa Monica
Q: Can invoice factoring help during seasonal slowdowns?
Yes — it’s ideal for managing seasonal dips, long payment terms, or growth spikes.
Q: Do you work with small businesses?
Yes. If you invoice at least $20K/month and your clients are other businesses, you may qualify.
Q: How long does funding take?
Once approved, most clients receive funds within 24–48 hours.
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