Healthcare & Pharmaceuticals Invoice Factoring, PO Financing & Scaling Solutions | Factor & Fund
Heal Your Cash Flow: Stay Focused on Patients, Not Payments
Running a healthcare or pharmaceutical business comes with unique cash flow challenges. Long payment cycles – thanks to insurance billing, government reimbursement, or slow corporate clients—leave clinics, labs, suppliers, and pharma firms waiting 30, 60, even 120 days for funds. Meanwhile, operational expenses, staff payroll, and supply costs keep rising.
At Factor & Fund, we believe healthcare providers and innovators deserve fast, reliable cash flow. Our tailored financial solutions turn your outstanding invoices into immediate working capital, helping you improve care delivery, invest in research, and keep your organization strong and growing.
Core Solutions for the Healthcare & Pharma Sector
Invoice Factoring: Your Cure for Slow Payments
- How It Works: Sell your unpaid invoices to Factor & Fund and get up to 95% of their value within 24–48 hours—no debt, no collections hassle, and approval based on your clients’ credit, not yours.
- For Whom: Ideal for clinics, medical practices, home health agencies, staffing groups, medical device and supply companies, laboratories, biotech, and pharmaceutical manufacturers.
- Benefits:
- Immediate liquidity to cover payroll, purchase supplies, or expand care and services
- Reinvest in research and development
- Reduce stress from slow insurers and billing cycles
- Outsource collections, freeing up time for patient care and compliance
- No new debt or hidden costs – just one straightforward fee
Purchase Order Financing: Bridge the Gap Before Delivery
Taking on a large healthcare supply contract or major pharma order, but short on cash to cover the upfront costs? PO financing pays your vendors directly, so you can deliver big orders or scale up production – without waiting for reimbursements or drawing down reserves.
Scaling Studio: Accelerate Innovation and Operational Excellence
Factor & Fund’s Scaling Studio helps advanced healthcare and pharma organizations go beyond liquidity.
- Optimize AR workflows
- Fund technology enhancements
- Navigate regulatory complexity
- Support rapid expansion and new service launches
- Develop tailored financial strategies from specialists who understand healthcare operations and biotech cycles
Why Factor & Fund?
- Industry expertise in healthcare, pharma, and life sciences
- Fastest approval and funding timelines—typically within 24 hours
- Flexible, HIPAA-aware financial partnership
- Proven support for both high-growth startups and established leaders
FAQ
Which healthcare invoices can be factored?
Medical service claims, private pay invoices, government contracts, supply and equipment sales, and R&D project billing.
Do you work with startups or only large providers?
We support businesses of all sizes, from new specialty practices to multinational biotech firms – approval is based primarily on payer creditworthiness.
Is factoring compliant with healthcare privacy standards?
Absolutely – our process safeguards sensitive information and aligns with industry regulations.